:root {
  --navy: #102746;
  --navy-light: #19395f;
  --gold: #d9b66f;
  --gold-light: #f0dfb3;
  --white: #ffffff;
  --background: #f7f8fa;
  --text: #263447;
  --muted: #667387;
  --border: #e1e6ed;
  --radius: 14px;
  --shadow: 0 12px 35px rgba(16, 39, 70, 0.08);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 90px;
}

body {
  margin: 0;
  background: var(--white);
  color: var(--text);
  font-family: "DM Sans", Arial, sans-serif;
  line-height: 1.7;
}

img {
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select,
textarea {
  font: inherit;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

a:focus-visible,
button:focus-visible,
input:focus-visible,
select:focus-visible,
textarea:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 3px;
}

h1,
h2,
h3,
h4 {
  color: var(--navy);
  font-family: "Playfair Display", Georgia, serif;
  line-height: 1.2;
}

h1 {
  font-size: clamp(2.35rem, 5vw, 4.2rem);
}

h2 {
  font-size: clamp(1.8rem, 3vw, 2.7rem);
}

p {
  margin-top: 0;
}

.container {
  width: min(1120px, calc(100% - 40px));
  margin-inline: auto;
}

.section {
  padding: 76px 0;
}

.section-soft {
  background: var(--background);
}

.eyebrow {
  margin-bottom: 12px;
  color: #98752e;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.15em;
  text-transform: uppercase;
}

.section-heading {
  max-width: 720px;
  margin: 0 auto 42px;
  text-align: center;
}

.section-heading p {
  color: var(--muted);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  min-height: 46px;
  padding: 12px 22px;
  border: 1px solid transparent;
  border-radius: 7px;
  background: var(--navy);
  color: var(--white);
  font-weight: 700;
  cursor: pointer;
  transition: background 0.2s ease, transform 0.2s ease;
}

.btn:hover {
  transform: translateY(-2px);
  background: var(--navy-light);
}

.btn-gold {
  background: var(--gold);
  color: var(--navy);
}

.btn-gold:hover {
  background: var(--gold-light);
  color: var(--navy);
}

.btn-outline {
  border-color: var(--navy);
  background: transparent;
  color: var(--navy);
}

.btn-outline:hover {
  background: var(--navy);
  color: var(--white);
}

.button-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}

.grid {
  display: grid;
  gap: 22px;
}

.grid-2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card {
  padding: 28px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
  box-shadow: 0 5px 18px rgba(16, 39, 70, 0.035);
}

.card h3 {
  margin-top: 0;
}

.card p {
  color: var(--muted);
}

.card-link {
  display: inline-block;
  margin-top: 10px;
  color: var(--navy);
  font-weight: 800;
}

.card-link:hover {
  color: #98752e;
}

.icon-tile {
  display: grid;
  width: 52px;
  height: 52px;
  margin-bottom: 18px;
  place-items: center;
  border-radius: 12px;
  background: #f7f0df;
  color: var(--navy);
  font-size: 1.4rem;
}

.page-hero {
  padding: 82px 0;
  background: var(--navy);
  color: var(--white);
}

.page-hero h1 {
  margin: 0 0 18px;
  color: var(--white);
}

.page-hero p {
  max-width: 760px;
  margin-bottom: 0;
  color: #e0e8f1;
  font-size: 1.08rem;
}

.hero-home {
  position: relative;
  overflow: hidden;
  padding: 105px 0;
  background: var(--navy);
  color: var(--white);
}

.hero-home::after {
  position: absolute;
  top: -150px;
  right: -100px;
  width: 480px;
  height: 480px;
  border: 1px solid rgba(217, 182, 111, 0.3);
  border-radius: 50%;
  content: "";
  pointer-events: none;
}

.hero-home h1 {
  max-width: 850px;
  margin: 0 0 22px;
  color: var(--white);
}

.hero-home p {
  max-width: 700px;
  color: #e0e8f1;
  font-size: 1.12rem;
}

.hero-home .eyebrow {
  color: var(--gold);
}

.hero-content {
  position: relative;
  z-index: 1;
}

.stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-top: 42px;
}

.stat {
  padding: 20px;
  border: 1px solid rgba(255, 255, 255, 0.18);
  border-radius: 10px;
}

.stat strong {
  display: block;
  color: var(--gold);
  font-family: "Playfair Display", Georgia, serif;
  font-size: 1.2rem;
}

.stat span {
  color: #e0e8f1;
  font-size: 0.9rem;
}

.notice {
  padding: 18px 20px;
  border-left: 4px solid var(--gold);
  border-radius: 0 8px 8px 0;
  background: #fbf8f0;
}

.prose {
  max-width: 850px;
}

.prose h2 {
  margin-top: 38px;
  font-size: 1.65rem;
}

.prose h3 {
  margin-top: 25px;
  font-family: "DM Sans", Arial, sans-serif;
  font-size: 1.1rem;
}

.prose li {
  margin-bottom: 8px;
}

.form-card {
  padding: 30px;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  background: var(--white);
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 7px;
  margin-bottom: 18px;
}

.field label {
  color: var(--navy);
  font-weight: 700;
}

.field input,
.field select,
.field textarea {
  width: 100%;
  min-height: 46px;
  padding: 11px 13px;
  border: 1px solid #cbd3de;
  border-radius: 7px;
  background: var(--white);
  color: var(--text);
}

.field textarea {
  min-height: 150px;
  resize: vertical;
}

.muted {
  color: var(--muted);
}

.empty-state {
  padding: 42px 25px;
  border: 1px dashed #cbd3de;
  border-radius: var(--radius);
  text-align: center;
}

.empty-state h3 {
  margin-top: 0;
}

.cta-band {
  padding: 45px;
  border-radius: var(--radius);
  background: var(--navy);
  color: var(--white);
}

.cta-band h2 {
  margin-top: 0;
  color: var(--white);
}

.cta-band p {
  color: #e0e8f1;
}

@media (max-width: 900px) {
  .grid-4 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .grid-3 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 620px) {
  .container {
    width: min(100% - 28px, 1120px);
  }

  .section {
    padding: 54px 0;
  }

  .hero-home {
    padding: 72px 0;
  }

  .page-hero {
    padding: 58px 0;
  }

  .grid-2,
  .grid-3,
  .grid-4,
  .form-grid,
  .stats {
    grid-template-columns: 1fr;
  }

  .card,
  .form-card {
    padding: 22px;
  }

  .cta-band {
    padding: 28px 22px;
  }
}